:root{color-scheme:light;--paper: #f5f3ed;--ink: #161616;--muted: #5d6267;--line: rgba(22, 22, 22, .14);--blue: #276ef1;--green: #1f8a70;--coral: #e05f3f;--yellow: #d89b28;--white: #fffdf8}*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:var(--paper);color:var(--ink);letter-spacing:0}a{color:inherit;text-decoration:none}p{color:var(--muted);line-height:1.65}.wrap{width:min(1120px,calc(100% - 40px));margin:0 auto}.narrow{width:min(800px,calc(100% - 40px))}.site-header{position:fixed;inset:0 0 auto;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 28px;color:#fff;background:#0c0e12c2;backdrop-filter:blur(18px);border-bottom:1px solid rgba(255,255,255,.12)}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:760;font-size:16px;flex:0 0 auto}.brand-mark{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:6px;background:#fff;color:#111;font-weight:800;font-size:13px}.primary-nav{display:flex;align-items:center;justify-content:flex-end;gap:6px;min-width:0;font-size:14px}.nav-cluster{position:relative}.nav-trigger,.nav-direct{display:inline-flex;align-items:center;min-height:38px;padding:0 10px;border-radius:6px;color:#ffffffdb;font-weight:720;cursor:pointer;white-space:nowrap}.nav-direct:hover,.nav-trigger:hover,.nav-cluster[open] .nav-trigger{color:#fff;background:#ffffff1a}.nav-trigger{list-style:none}.nav-trigger::-webkit-details-marker{display:none}.nav-trigger:after{content:"";width:6px;height:6px;margin:-3px 0 0 8px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg);opacity:.78}.nav-panel{position:absolute;top:calc(100% + 10px);left:50%;z-index:25;display:grid;width:min(360px,calc(100vw - 32px));gap:4px;padding:8px;border:1px solid var(--line);border-radius:6px;background:var(--white);color:var(--ink);box-shadow:0 22px 70px #00000042;transform:translate(-50%)}.primary-nav>.nav-cluster:nth-last-child(-n+3) .nav-panel{right:0;left:auto;transform:none}.nav-panel a{display:block;min-width:0;padding:10px 12px;border-radius:6px;color:var(--ink)}.nav-panel a:hover{background:#eff6f3;color:var(--ink)}.nav-panel-primary{border:1px solid var(--line);background:#eff6f3}.nav-panel strong,.nav-panel span{display:block}.nav-panel strong{font-size:14px;line-height:1.25}.nav-panel span{margin-top:4px;color:var(--muted);font-size:13px;line-height:1.42}.hero{position:relative;min-height:78vh;display:grid;align-items:center;overflow:hidden;background:#121417;color:#fff;padding:118px 0 72px}.article-hero{min-height:68vh}.hero-picture,.hero-picture img{position:absolute;inset:0;width:100%;height:100%}.hero-picture img{object-fit:cover}.hero-shade{position:absolute;inset:0;background:#0d0f12ad}.hero-copy{position:relative;z-index:2}.eyebrow,.section-kicker,.mini-label{margin:0 0 14px;color:var(--coral);font-size:13px;font-weight:800;text-transform:uppercase}.hero .eyebrow{color:#ffd37a}h1{max-width:820px;margin:0;font-size:72px;line-height:.98;letter-spacing:0}.lede{max-width:680px;margin:26px 0 0;color:#ffffffd1;font-size:20px}.actions{display:flex;align-items:center;gap:18px;margin-top:34px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:6px;background:var(--coral);color:#fff;font-weight:760;border:1px solid rgba(255,255,255,.2)}.button.dark{background:var(--ink);color:#fff}.text-link{color:#ffffffdb;font-weight:720;border-bottom:1px solid rgba(255,255,255,.36)}.signal-strip{background:var(--white);border-bottom:1px solid var(--line)}.metrics{display:grid;grid-template-columns:repeat(3,1fr)}.metrics div{padding:22px 28px;border-left:1px solid var(--line)}.metrics div:last-child{border-right:1px solid var(--line)}.metrics strong{display:block;font-size:24px}.metrics span{display:block;margin-top:4px;color:var(--muted);font-size:14px}.copy-block{padding:84px 0}.copy-block h2,.band h2,.archive h2,.section-title{margin:0;max-width:780px;font-size:42px;line-height:1.08;letter-spacing:0;color:var(--ink);font-weight:800}.copy-block p:last-child{font-size:18px}.article-body{background:var(--white)}.article-shell{max-width:860px}.longform-article{padding:0;border:0;border-radius:0;background:transparent}.longform-section{padding:0 0 44px;border-bottom:1px solid var(--line)}.longform-section+.longform-section{margin-top:44px}.longform-section:last-child{padding-bottom:0;border-bottom:0}.longform-section h2{max-width:820px;margin:0 0 22px;font-size:38px;line-height:1.12;letter-spacing:0}.longform-section p{max-width:820px;margin:0;color:var(--muted);font-size:18px;line-height:1.82}.longform-section p+p{margin-top:18px}.band{padding:76px 0;background:#fffdf8;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.services{background:#eff6f3}.archive{padding:76px 0;background:var(--paper)}.cards{display:grid;gap:16px;margin-top:30px}.three,.archive-grid{grid-template-columns:repeat(3,1fr)}article{min-width:0;border:1px solid var(--line);border-radius:6px;padding:22px;background:#ffffffb8}article h3{margin:0;font-size:21px;line-height:1.2;letter-spacing:0}article p{margin-bottom:0;font-size:15px}article a:hover{color:var(--blue)}.ht-page .copy-block h2,.ht-page .band h2{max-width:900px}.ht-hero .hero-shade{background:linear-gradient(90deg,#0d0f12e0,#0d0f1294)}.ht-intro p{font-size:18px}.ht-refline{display:inline-flex;max-width:100%;margin-top:14px;padding:10px 12px;border-left:4px solid var(--yellow);background:#ffffffa3;color:var(--ink);font-size:14px;font-weight:720}.ht-equation{margin-top:28px;padding:24px;border:1px solid var(--line);border-radius:6px;background:var(--white)}.ht-equation span,.ht-equation strong{display:block}.ht-equation span{color:var(--coral);font-size:13px;font-weight:800;text-transform:uppercase}.ht-equation strong{margin-top:10px;color:var(--ink);font-size:24px;line-height:1.28}.ht-equation p{max-width:820px;margin-bottom:0}.ht-question-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:18px}.ht-question-grid div{min-width:0;padding:15px;border:1px solid var(--line);border-radius:6px;background:#ffffffc2}.ht-question-grid strong,.ht-question-grid small,.ht-zone strong,.ht-state strong{display:block}.ht-question-grid strong{font-size:16px}.ht-question-grid p{margin:9px 0 10px;font-size:14px}.ht-question-grid small{color:var(--green);font-size:12px;font-weight:800}.ht-flow{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:30px}.ht-step{min-width:0;min-height:210px;padding:18px;border:1px solid var(--line);border-radius:6px;background:var(--white)}.ht-step span{display:inline-grid;place-items:center;width:34px;height:34px;margin-bottom:18px;border-radius:6px;background:var(--ink);color:#fff;font-weight:800}.ht-step strong{display:block;font-size:20px}.ht-step p{min-height:76px;margin:10px 0 16px;font-size:15px}.ht-step small,.ht-ladder-step small,.ht-caption{color:var(--muted)}.ht-step small{display:block;padding-top:12px;border-top:1px solid var(--line);font-size:12px;font-weight:720}.ht-caption{max-width:820px;margin:22px 0 0;font-size:15px}.ht-ladder{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:10px;align-items:end;margin-top:32px}.ht-ladder-step{min-width:0;min-height:calc(124px + (var(--level) * 14px));padding:16px;border:1px solid var(--line);border-radius:6px;background:var(--white)}.ht-ladder-step:nth-child(1){border-top:5px solid var(--green)}.ht-ladder-step:nth-child(2){border-top:5px solid var(--coral)}.ht-ladder-step:nth-child(3){border-top:5px solid var(--yellow)}.ht-ladder-step:nth-child(4){border-top:5px solid var(--blue)}.ht-ladder-step:nth-child(5){border-top:5px solid var(--ink)}.ht-ladder-step:nth-child(6){border-top:5px solid var(--green)}.ht-ladder-step strong,.ht-ladder-step span{display:block}.ht-ladder-step strong{font-size:18px}.ht-ladder-step span{margin-top:8px;color:var(--coral);font-size:13px;font-weight:800;text-transform:uppercase}.ht-ladder-step p{margin:12px 0 10px;font-size:14px}.ht-state-grid,.ht-zone-grid,.ht-objection-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:30px}.ht-state{background:var(--white)}.ht-state>span{display:inline-grid;place-items:center;width:30px;height:30px;margin-bottom:14px;border-radius:6px;background:#eff6f3;color:var(--green);font-weight:800}.ht-state strong,.ht-zone strong{margin-top:12px;color:var(--ink);font-size:15px}.ht-state small{display:block;margin-top:14px;padding-top:12px;border-top:1px solid var(--line);color:var(--muted);font-size:12px;line-height:1.45}.ht-zone{background:#ffffffbd}.ht-objection{background:var(--white)}.ht-objection p strong{color:var(--ink)}.ht-formula{max-width:820px;margin:28px 0 0;overflow-x:auto;padding:18px;border-radius:6px;background:#161616;color:#fff;font-size:15px;line-height:1.6}.ht-list{margin:16px 0 0;padding-left:20px;color:var(--muted);line-height:1.55}.ht-list li+li{margin-top:8px}.ht-score-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.ht-score-grid div{min-width:0;min-height:150px;padding:18px;border:1px solid var(--line);border-radius:6px;background:var(--white)}.ht-score-grid strong{display:block;font-size:19px}.ht-score-grid p{margin:10px 0 14px;font-size:15px}.ht-score-grid span{display:inline-flex;min-height:32px;align-items:center;padding:0 10px;border-radius:6px;background:#eff6f3;color:var(--green);font-weight:800}.ht-table-wrap{width:100%;margin-top:24px;overflow-x:auto;border:1px solid var(--line);border-radius:6px;background:var(--white)}.ht-table{width:100%;min-width:760px;border-collapse:collapse}.ht-table th,.ht-table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.ht-table th{background:#eff6f3;color:var(--ink);font-size:13px;text-transform:uppercase}.ht-table td{color:var(--muted);font-size:14px;line-height:1.5}.ht-table tr:last-child td{border-bottom:0}.ht-table code{display:inline-block;max-width:100%;overflow-wrap:anywhere;padding:2px 5px;border-radius:4px;background:#f7efe5;color:var(--ink);font-size:13px}.ht-disclaimer{margin-top:28px;padding:22px;border-radius:6px;background:#171717;color:#fff}.ht-disclaimer strong{display:block;font-size:18px}.ht-disclaimer p{margin-bottom:0;color:#ffffffb8}.ht-check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:28px}.ht-check-grid>ul{margin:0;padding:20px 20px 20px 38px;border:1px solid var(--line);border-radius:6px;background:var(--white);color:var(--muted);line-height:1.7}.ht-check-card{background:var(--white)}.ht-check-card ul{margin:14px 0 0;padding-left:20px;color:var(--muted);line-height:1.65}.ht-check-card li+li{margin-top:8px}.ht-reference-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:30px}.ht-reference-grid article{background:#ffffffd6}.ht-reference-grid-compact{margin-top:16px}.ht-reference-grid-compact article{padding:18px}.ht-reference-grid-compact h3{font-size:18px}.ht-source-docs{background:var(--paper)}.ht-source-nav{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}.ht-source-nav a{min-width:0;padding:18px;border:1px solid var(--line);border-radius:6px;background:var(--white)}.ht-source-nav strong,.ht-source-nav span{display:block}.ht-source-nav strong{font-size:18px;line-height:1.25}.ht-source-nav span{margin-top:10px;color:var(--muted);font-size:14px;line-height:1.5}.ht-source-document{margin-top:28px;padding:0;overflow:hidden;background:var(--white)}.ht-source-head{padding:24px;border-bottom:1px solid var(--line);background:#eff6f3}.ht-source-head h3{max-width:860px;font-size:30px}.ht-source-head p{max-width:820px}.ht-source-body{padding:26px}.ht-source-body h3,.ht-source-body h4,.ht-source-body h5,.ht-source-body h6{margin:30px 0 12px;color:var(--ink);line-height:1.18;letter-spacing:0}.ht-source-body h3{font-size:30px}.ht-source-body h4{font-size:24px}.ht-source-body h5,.ht-source-body h6{font-size:20px}.ht-source-body p,.ht-source-body li,.ht-source-body blockquote{max-width:880px;color:var(--muted);font-size:16px;line-height:1.72}.ht-source-body ul,.ht-source-body ol{margin:12px 0 18px;padding-left:24px}.ht-source-body li+li{margin-top:7px}.ht-source-body blockquote{margin:18px 0;padding:16px 18px;border-left:4px solid var(--yellow);background:#f7efe5}.ht-source-body pre{max-width:100%;overflow-x:auto;padding:16px;border-radius:6px;background:#161616;color:#fff;line-height:1.55}.ht-source-body code{overflow-wrap:anywhere}.ht-source-body a{color:var(--blue);font-weight:720;overflow-wrap:anywhere}.ht-source-body hr{margin:28px 0;border:0;border-top:1px solid var(--line)}.ht-source-table{min-width:840px}.contact-band{background:#f7efe5}.contact-layout{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}footer{padding:50px 0 44px;color:#fff;background:#171717}footer p{color:#ffffffa6;margin:8px 0 0}.footer-grid{display:grid;grid-template-columns:minmax(220px,1.35fr) repeat(5,minmax(126px,1fr));gap:28px;align-items:start}.footer-about{max-width:290px}.footer-about strong{display:block;font-size:18px}.footer-nav{display:grid;gap:9px;align-items:start;font-size:14px}.footer-heading{display:block;margin-bottom:4px;color:#fff;font-size:12px;font-weight:800;text-transform:uppercase}footer a{color:#ffffffc2;line-height:1.35}footer a:hover{color:#fff}.cookie-banner{position:fixed;z-index:40;left:20px;right:20px;bottom:20px;display:flex;align-items:center;justify-content:space-between;gap:18px;max-width:920px;margin:0 auto;padding:16px;border:1px solid var(--line);border-radius:6px;background:var(--white);box-shadow:0 18px 60px #00000038}.cookie-banner[hidden]{display:none}.cookie-banner p{margin:4px 0 0;font-size:14px}.cookie-actions{display:flex;align-items:center;gap:14px}.cookie-actions a{color:var(--blue);font-weight:740}.cookie-actions button{min-height:40px;border:0;border-radius:6px;padding:0 16px;background:var(--ink);color:#fff;font:inherit;font-weight:760;cursor:pointer}@media(max-width:860px){.site-header{position:absolute;flex-direction:column;align-items:stretch;gap:12px;padding:14px 20px}.brand{justify-content:flex-start}.primary-nav{justify-content:flex-start;width:100%;overflow-x:auto;padding-bottom:4px;scrollbar-width:none}.primary-nav::-webkit-scrollbar{display:none}.nav-trigger,.nav-direct{min-height:34px;padding:0 9px;font-size:13px}.nav-panel,.primary-nav>.nav-cluster:nth-last-child(-n+3) .nav-panel{position:fixed;top:94px;right:14px;left:14px;width:auto;max-height:calc(100vh - 112px);overflow:auto;transform:none}.wrap,.narrow{width:min(100% - 28px,1120px)}.hero{min-height:76vh;padding-top:142px}h1{font-size:44px;line-height:1.04}.lede{font-size:17px}.metrics,.three,.archive-grid,.ht-flow,.ht-ladder,.ht-question-grid,.ht-state-grid,.ht-zone-grid,.ht-objection-grid,.ht-source-nav,.ht-score-grid,.ht-check-grid,.ht-reference-grid,.contact-layout,.footer-grid{grid-template-columns:1fr}.metrics div{border-left:0;border-right:0;border-top:1px solid var(--line)}.copy-block,.band,.archive{padding:54px 0}.copy-block h2,.band h2,.archive h2,.section-title{font-size:30px}.longform-section{padding-bottom:34px}.longform-section+.longform-section{margin-top:34px}.longform-section h2{font-size:28px}.longform-section p{font-size:16px;line-height:1.74}.button{width:100%}.ht-hero .hero-shade{background:#0d0f12c7}.ht-step,.ht-score-grid div{min-height:auto}.ht-step p{min-height:0}.ht-ladder-step{min-height:auto}.ht-refline{display:block}.ht-equation{padding:18px}.ht-equation strong{font-size:19px}.ht-source-head,.ht-source-body{padding:18px}.ht-source-head h3,.ht-source-body h3{font-size:24px}.ht-source-body h4{font-size:21px}.cookie-banner{display:block}.cookie-actions{margin-top:12px;justify-content:space-between}}